AUTO INSURANCE. A CLEARER ROAD AHEAD.
Your everyday drive.
Your kind of coverage.
From the daily commute to the weekend escape, we’ll help you compare auto insurance options with the details in view.
Independent agency · Gainesville & Buford
LOCAL ROOTS. READY FOR THE ROAD.
UNDERSTAND WHAT YOU’RE COMPARING
More than a price.
A few important pieces.
Auto policies combine different kinds of protection. Here’s a starting point for the conversation.
Liability
For injuries or property damage you’re legally responsible for after an accident, subject to your policy’s limits.
Collision
Helps pay for covered damage to your vehicle from a collision, typically after your deductible.
Comprehensive
Helps with covered non-collision damage, such as theft, hail, fire, or animal impact, typically after a deductible.
Medical payments
Can help with covered medical expenses for you and your passengers after an accident, regardless of fault, up to policy limits.
Uninsured & underinsured motorists
Can help when an at-fault driver has no insurance or too little. Available protection and requirements vary by state and policy.
Roadside & rental options
Ask about roadside assistance and rental reimbursement. These are separate options with their own limits and conditions.
These are general summaries. Coverage depends on the policy, exclusions, deductibles, and state. Ask our team which options fit your situation. For more background, see NAIC’s auto insurance overview.
LOOK AT THE TRADEOFFS
The deductible matters.
So does the bigger picture.
A higher deductible may lower your premium, but it also means more out of pocket on a covered claim. We can compare options so you can consider both sides.
Three questions worth asking
- 01
Are we comparing the same limits and deductibles?
- 02
What could I comfortably pay out of pocket?
- 03
Does the policy reflect how my vehicle is used?
LET’S GET YOUR AUTO QUOTE STARTED
Tell us what you drive.
We’ll help with the next step.
Select Auto in the form below, add any other coverage you’re interested in, and continue through the questions.
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