01

Using this website

These Terms of Use apply to barretthillinsurance.com, operated by Barrett Hill Insurance. The site provides general information about our agency, insurance products, and related topics. You can browse it without registering for an account.

By using the website, you agree to use it in accordance with these terms. If you do not agree, please discontinue use of the site.

02

Quotes and coverage requests

A quote is an estimate based on the information available at the time. Final pricing and coverage are subject to the insurer’s review, eligibility requirements, and policy terms.

03

Insurance information and policy terms

Coverage descriptions, articles, and other website materials are general summaries. They do not describe every condition, limitation, exclusion, or endorsement and are not a substitute for reviewing your policy or discussing your circumstances with a licensed agent.

The insurance policy and applicable endorsements govern coverage. A website description does not change the policy. Products, insurers, pricing, and availability vary by state and individual circumstances.

04

Forms, communications, and urgent requests

Provide accurate information when contacting us, and submit only information you are authorized to share. Please do not put Social Security numbers, payment-card details, medical records, or other sensitive documents into a general website form or chat. Ask our team how to provide necessary information appropriately.

Website forms and chat are not emergency services. Delivery and response times are not guaranteed. For an urgent insurance matter, call our office or contact your insurance company directly. Follow your insurer’s claim-reporting instructions when reporting a claim.

05

Acceptable use

Use this site lawfully. Do not submit fraudulent or misleading information, impersonate another person, send spam or harmful code, attempt unauthorized access, interfere with the website’s operation, or misuse information about other people.

We may restrict access or take reasonable steps to protect the website and its users from misuse.

06

Privacy and outside services

Our Privacy Policy explains how information is handled in connection with the website and inquiries you submit.

Links and embedded tools may connect you with insurance companies, payment portals, Google reviews, chat services, or other outside providers. Their services are subject to their own terms and privacy practices. An outside website’s content and availability are controlled by that provider.

07

Website content and intellectual property

Website text, graphics, logos, and other materials belong to Barrett Hill Insurance or their respective owners, except where otherwise indicated. You may view and print material for personal, noncommercial reference. This does not transfer ownership or grant permission to reproduce or use another party’s trademarks.

For permission to reuse our materials, or to report a concern about content on this site, please contact our office. Information sent through an inquiry form is handled as an inquiry; these terms do not grant us a license to publish it as a testimonial.

08

Website availability and limitations

We aim to keep the website useful and accurate, but information can become outdated and technical errors or interruptions can occur. We may update, suspend, or remove website features or content.

The website and its general informational content are provided “as is” and “as available.” To the extent permitted by law, we disclaim warranties concerning uninterrupted operation, error-free content, or fitness of the website for a particular purpose.

To the extent permitted by law, Barrett Hill Insurance is not responsible for indirect or consequential losses arising from use of, or inability to use, this website. Nothing in these terms excludes responsibilities or liability that cannot lawfully be excluded, changes an insurance policy, or removes obligations that apply to our insurance services.

09

Changes to these terms

We may revise these terms as the website or our services change. Updated terms will be posted here with a revised date. Please review the current version when using the site.

If a provision is found unenforceable, the remaining provisions continue to apply to the extent permitted by law.